Todd, I replied to your email regarding the sample cards. Looks good! I tweaked some styling but that was about it.
Another option to think about is making these work as tented cards. That way the DM can hand them out to the player during the mod and it can serve as a reminder (or warning in the case of "Dangerous Companion") that the player has some form of bonus/penalty going.
"Sometimes life leaves a hundred dollar bill on your dresser and you don't realize until later that it's because it f****d you."
Characters:
Dayereth, Eladrin Assaulting Swordmage (level 11)
Masek, Longtooth Shifter Cleric of Berronar Truesilver (level 7)
Quinn, Human Avenger (level 2)
Elithandre Rayne, Human Wizard (level 4)
Jin, Changeling Bard of Cunning (level 2)
Auken, Goliath Warden (level 1)